LEARN TO BUY A HOME WITHOUT AN REAL ESTATE AGENT

Welcome to the Journey to Homeownership, this cirriculum is designed to guide you through the exciting and complex process of purchasing your dream home. Whether you're a first-time buyer or seasoned homeowner, this comprehensive nine-module curriculum will provide you with the knowledge and skills needed to navigate every step of the homebuying journey with confidence.

Course 1: Getting Pre-Approved for a Mortgage (6 Modules). This course is designed to guide potential homebuyers through the process of obtaining a mortgage pre-approval. It will cover the basics of mortgage pre-approval, why it is important, and the steps involved in the application process. Participants will learn how to prepare their financial documents, understand their credit standing, and evaluate different mortgage options. By the end of this course, students will be well-equipped to confidently approach lenders for pre-approval and make informed decisions throughout their home-buying journey.

Course 2: Exploring the Real Estate Market for Home Buyers (7 Modules). This course offers a comprehensive guide for prospective home buyers on how to effectively explore and understand the real estate market. Designed for both first-time buyers and those looking to become more savvy in real estate, the course will cover essential aspects of market research, property evaluation, and the economic factors that influence market trends. Participants will learn practical strategies for locating properties, assessing value, and making informed decisions that align with their financial goals and lifestyle needs.

Course 3: Scheduling and Maximizing Home Showings for Prospective Buyers (4 Modules).This focused course prepares prospective home buyers on how to effectively schedule and conduct home showings. It addresses strategies for organizing viewing schedules, making the most out of each visit, and assessing properties comprehensively during showings. Participants will learn how to coordinate with real estate agents, prioritize property visits, and develop a critical eye for property details. This course is ideal for anyone looking to streamline the home buying process and enhance their ability to make informed decisions quickly.

Course 4: Navigating Real Estate Disclosures for Home Buyers (5 Modules).This course provides prospective home buyers with a detailed understanding of the importance and process of obtaining real estate disclosures from sellers. It focuses on identifying what disclosures are legally required, how to request them, and how to interpret the information provided to make informed decisions about property purchases. Participants will learn about the different types of disclosures, potential red flags, and the legal implications of disclosure documents.

Course 5: Crafting and Presenting a Purchase Agreement for Home Buyers (4 Modules).This course is designed to empower prospective home buyers with the necessary skills to effectively craft and present a purchase agreement. It will cover the essential components of a purchase agreement, the legalities involved, negotiation tactics, and how to tailor agreements to meet specific needs and protect the buyer's interests. Participants will learn to navigate the complexities of the agreement process, communicate effectively with sellers, and maximize their chances of a successful transaction.

Course 6: Executing a Complete Home Inspection for Home Buyers (5 Modules).This detailed course is designed for prospective home buyers who want to understand and effectively manage the home inspection process. Participants will learn how to identify potential issues in a property, work with qualified inspectors, and use inspection findings to negotiate repairs or price adjustments. The course will provide insights into the structural, electrical, plumbing, and environmental aspects of a home, ensuring buyers are well-equipped to make informed decisions.

Course 7: Ordering Title Insurance for Home Buyers (3 Modules).This course guides prospective home buyers through the process of obtaining title insurance, explaining the importance of this insurance in protecting against potential title defects and legal issues. Participants will learn how to choose the right title insurance policy, understand coverage options, and effectively work with title companies and legal professionals.

Course 8: Conducting a Final Walkthrough for Home Buyers (4 Modules).This course provides comprehensive guidance for prospective home buyers on how to conduct a final walkthrough before closing on a property. Participants will learn the importance of this last inspection, what to look for during the walkthrough, and how to effectively communicate any issues to the seller or agent. The course will also cover strategies for resolving concerns discovered during the walkthrough and ensuring a smooth closing process.

Course 9: Closing on the Purchase of a Property for Home Buyers (4 Modules).This course provides comprehensive guidance for prospective home buyers on the process of closing on a property. Participants will learn about the various steps involved in the closing process, their rights and responsibilities, and how to ensure a smooth and successful transaction. The course will cover topics such as reviewing closing documents, conducting a final walkthrough, and understanding closing costs.